Show 03 · Regular series
The Reverse Mortgage Podcast
How reverse mortgages collide with death, heirs, and the timeline to list — HECM rules, occupancy, and the mail families ignore.
- Episodes
- Archive
- Audience
- Heirs, executors, elder-law counsel, and loan officers who will tell the truth
Most reverse mortgages, including HECMs, become due and payable when the borrower dies or permanently leaves the home. Servicers send notices. Federal timelines start. Ignoring the mail does not pause the loan.
This show is for the families and lawyers who inherit that clock — and for the loan officers who will explain it in English. Bill has watched otherwise simple Los Angeles estates turn into foreclosure files because nobody named the reverse mortgage on day one.
Guests are originators, servicers, heirs, and counsel. The brief is practical: payoff, short sale, occupancy, and when a fast as-is listing is the only path that protects the estate.
Archive
Episodes and conversations
Jumbo Reverse Mortgages
Archive
With Christina Harmes Hik
High-value HECM product and what it does to a Westside estate.
How a Reverse Mortgage Affects a Probate Sale
Archive
Due-and-payable rules, Letters, and why the listing cannot wait for ‘probate to be over.’
The Mail the Family Ignores
Archive
Servicer notices, federal heir timelines, and what happens when nobody opens them.
Occupancy After Death
Archive
An heir living in a reverse-mortgaged house is a legal problem, not a showing problem.
Payoff, Short Sale, or Turn the Keys
Archive
The three paths HUD and the servicer actually recognize.
When the Reverse Mortgage Is the Entire Equity Story
Archive
Estates that net nothing — and still have to be administered.
Talking to the Servicer With Authority
Archive
Who can get a payoff quote before Letters, and who cannot.
Insurance, Vacancy, and the HECM Clock
Archive
Force-placed coverage and a vacant Los Angeles house do not mix.
Full video lives on YouTube. This page is the working index, not a feed dump.
Guest on The Reverse Mortgage Podcast
Apply with the calendar, or leave a note. The brief is a working conversation, not a press tour.
Open guest intakeEpisode notes
Show notes and the occasional event. No daily blast.
The other two shows
Show 01
Probate Weekly
Los Angeles County estate real estate, every week — court practice, attorney guests, and the unglamorous work of selling inherited property.
Show 02
Estate Planning Weekly
The documents and decisions that sit upstream of every probate sale — trusts, pour-over wills, incapacity, and the attorneys who draft them.
Press and producers: bio and headshot on the media page. Host, Bill Gross.
Schedule a confidential consultation.
Families, attorneys, and fiduciaries use the same first step: a private conversation about the property, the authority to sell, and the path through court or trust.